Insurance & Financing at Discovery Children’s Dentistry & Orthodontics

We understand that quality dental and orthodontic care should be accessible to every child. At Discovery Children’s Dentistry & Orthodontics in Carlsbad, CA, we’re committed to helping you navigate your financial options and maximize your benefits.

You may be wondering:

Are dental services for kids covered by insurance in Carlsbad?

Many pediatric dental services at Discovery Children’s Dentistry & Orthodontics in Carlsbad are covered by insurance. Most PPO and HMO plans include benefits for exams, cleanings, and fillings, and the office team helps parents understand coverage and out-of-pocket costs.


Dental Insurance in Carlsbad

Affordable Dental Care Today

At Discovery Children’s Dentistry & Orthodontics we will always find a way to help you afford the dental care you need. Give us a call today for more information!


What is Dental Insurance/Dental Benefits?

Dental insurance typically covers the cost or a portion of the cost for a dental procedure such as preventive care (cleaning), exams, x-rays, exam, fillings, and more.

Dental insurance is purchased separately from medical insurance, and depending on your oral health history, your treatment needs, and which dentist you want to see, dental insurance may not be worth the cost of the insurance plan.

Dental Insurance Accepted in Carlsbad, CA

Discovery Children’s Dentistry & Orthodontics accepts most dental insurances, and we are happy to file claims on your behalf. If we are in-network with your insurance company, the fees are typically easier to determine. If we are out-of-network, Discovery Children’s Dentistry & Orthodontics will provide you with an estimated fee breakdown based on what we expect your insurance plan to cover. Always confirm with your dental insurance company. Call us today to verify your insurance benefits: (760) 438-1279

Some of the insurance carriers that we work with include:

  • Aetna
  • Ameritas
  • Anthem
  • Cigna DPPO
  • Connection Dental
  • Delta Dental
  • DentiCAL
  • Guardian
  • Healtplex
  • Humana
  • Lincoln Financial
  • Metlife (PDP Plus)
  • MUTUAL OF OMAHA
  • Principal
  • Sunlife
  • UHC
  • United Concordia

Flexible Financing Options

We believe that every child deserves a healthy smile, regardless of their insurance situation. That’s why we offer flexible financing plans to make treatment more affordable for your family.

Financing Options Available:

Orthobanc: 0% interest, and payments as low as $119 per month for orthodontic work. Ask us how you can qualify.

CareCredit: Offers special financing options, including 0% interest plans for qualified applicants. It can be used for various dental and orthodontic treatments.

care credit dentist

No Insurance? No Problem!

Join Our Membership Club!

Join the Discovery Children’s Dentistry Membership Club today and enjoy affordable, stress-free dental care for your child.


We’re Here to Help

Our friendly team is always happy to answer any questions you may have about insurance or financing. We’ll work with you to find the best solution for your family’s needs and ensure your child receives the highest quality care.

Don’t delay your child’s dental or orthodontic treatment! Contact us today to schedule an appointment and discuss your financing options.